21世紀經濟報道 記者李愿  北京報道

21世紀經濟報道記(ji)者獲悉，4月8日上午10：00，國(guo)家金融監(jian)(jian)督(du)管(guan)(guan)(guan)理總局全國(guo)所(suo)有監(jian)(jian)管(guan)(guan)(guan)支局統一舉行掛(gua)牌儀式。這(zhe)意味著，國(guo)家金融監(jian)(jian)督(du)管(guan)(guan)(guan)理總局正式形成了“總局-省局-分(fen)局-支局”的監(jian)(jian)管(guan)(guan)(guan)體系，而此(ci)前，監(jian)(jian)管(guan)(guan)(guan)支局以(yi)監(jian)(jian)管(guan)(guan)(guan)組的形式存在。

21世(shi)紀經濟報道記者此前了解到，4月3日，央(yang)行(xing)、金(jin)(jin)融(rong)(rong)監管總(zong)(zong)局聯合召開了關于1571家(jia)縣(xian)(xian)（市）支(zhi)行(xing)人(ren)員(yuan)劃轉(zhuan)(zhuan)的會議，落實央(yang)行(xing)縣(xian)(xian)（市）支(zhi)行(xing)所有人(ren)員(yuan)劃轉(zhuan)(zhuan)金(jin)(jin)融(rong)(rong)監管總(zong)(zong)局事宜(yi)。此次會議的召開，意味著央(yang)行(xing)1571家(jia)縣(xian)(xian)（市）支(zhi)行(xing)人(ren)員(yuan)正(zheng)式劃轉(zhuan)(zhuan)至金(jin)(jin)融(rong)(rong)監管總(zong)(zong)局。人(ren)民銀行(xing)2021年年報顯示，央(yang)行(xing)有縣(xian)(xian)支(zhi)行(xing)1761家(jia)，43269人(ren)。

2023年3月發(fa)布(bu)的國(guo)務院機構改革方案明確，組建國(guo)家金(jin)(jin)(jin)融監(jian)督(du)(du)管(guan)(guan)(guan)(guan)理(li)總局(ju)。統(tong)一負責(ze)除證券業之外的金(jin)(jin)(jin)融業監(jian)管(guan)(guan)(guan)(guan)，強化機構監(jian)管(guan)(guan)(guan)(guan)、行為監(jian)管(guan)(guan)(guan)(guan)、功能監(jian)管(guan)(guan)(guan)(guan)、穿透式監(jian)管(guan)(guan)(guan)(guan)、持續監(jian)管(guan)(guan)(guan)(guan)，統(tong)籌負責(ze)金(jin)(jin)(jin)融消費者(zhe)(zhe)(zhe)權益保護，加強風險(xian)管(guan)(guan)(guan)(guan)理(li)和防范處置(zhi)，依法查(cha)處違法違規行為，作為國(guo)務院直屬(shu)機構。國(guo)家金(jin)(jin)(jin)融監(jian)督(du)(du)管(guan)(guan)(guan)(guan)理(li)總局(ju)在中國(guo)銀行保險(xian)監(jian)督(du)(du)管(guan)(guan)(guan)(guan)理(li)委員會(hui)基礎上(shang)組建，將中國(guo)人(ren)民銀行對金(jin)(jin)(jin)融控股公司等金(jin)(jin)(jin)融集團的日常監(jian)管(guan)(guan)(guan)(guan)職(zhi)責(ze)、有關金(jin)(jin)(jin)融消費者(zhe)(zhe)(zhe)保護職(zhi)責(ze)，中國(guo)證券監(jian)督(du)(du)管(guan)(guan)(guan)(guan)理(li)委員會(hui)的投資者(zhe)(zhe)(zhe)保護職(zhi)責(ze)劃入國(guo)家金(jin)(jin)(jin)融監(jian)督(du)(du)管(guan)(guan)(guan)(guan)理(li)總局(ju)。不(bu)再保留中國(guo)銀行保險(xian)監(jian)督(du)(du)管(guan)(guan)(guan)(guan)理(li)委員會(hui)。

2023年(nian)5月18日上午，國家金(jin)融監(jian)督管理總局(ju)(ju)在京正式(shi)掛牌(pai)，國家金(jin)融監(jian)督管理總局(ju)(ju)領導班子成員(yuan)和干部職工(gong)代表(biao)，中央金(jin)融委員(yuan)會辦(ban)公室以及人民銀行、證監(jian)會、國家外匯管理局(ju)(ju)等有(you)關(guan)部門負責同志參加(jia)儀式(shi)。

2023年7月20日上午，國(guo)家(jia)金(jin)(jin)融監(jian)(jian)督管(guan)(guan)(guan)理(li)(li)總局(ju)(ju)(ju)31家(jia)省級監(jian)(jian)管(guan)(guan)(guan)局(ju)(ju)(ju)和5家(jia)計劃單(dan)列市監(jian)(jian)管(guan)(guan)(guan)局(ju)(ju)(ju)、306家(jia)地市監(jian)(jian)管(guan)(guan)(guan)分局(ju)(ju)(ju)統一(yi)掛(gua)(gua)牌，標(biao)志著金(jin)(jin)融監(jian)(jian)管(guan)(guan)(guan)體制(zhi)改革(ge)邁出重(zhong)要步伐(fa)，取得階段性成效(xiao)。國(guo)家(jia)金(jin)(jin)融監(jian)(jian)督管(guan)(guan)(guan)理(li)(li)總局(ju)(ju)(ju)局(ju)(ju)(ju)長李云澤出席了(le)國(guo)家(jia)金(jin)(jin)融監(jian)(jian)督管(guan)(guan)(guan)理(li)(li)總局(ju)(ju)(ju)甘肅監(jian)(jian)管(guan)(guan)(guan)局(ju)(ju)(ju)的掛(gua)(gua)牌儀式。

此次國家金(jin)融(rong)(rong)(rong)(rong)監(jian)(jian)督管(guan)理總局全國所(suo)有(you)監(jian)(jian)管(guan)支局掛牌后(hou)，監(jian)(jian)管(guan)支局將(jiang)成(cheng)為中央金(jin)融(rong)(rong)(rong)(rong)管(guan)理部(bu)門在(zai)縣域的(de)主要監(jian)(jian)管(guan)力量，成(cheng)為貫徹落實(shi)黨中央金(jin)融(rong)(rong)(rong)(rong)工作決策部(bu)署的(de)“最(zui)后(hou)一公里”，成(cheng)為防范化(hua)解金(jin)融(rong)(rong)(rong)(rong)風(feng)險、保護金(jin)融(rong)(rong)(rong)(rong)消(xiao)費者合法權(quan)益、服務(wu)新質生(sheng)產力發(fa)展(zhan)的(de)前沿陣地(di)。

2023年(nian)10月底召開的中央(yang)金(jin)(jin)(jin)融(rong)工作會議提出(chu)，要切實提高金(jin)(jin)(jin)融(rong)監(jian)(jian)管(guan)(guan)(guan)有(you)效性，依(yi)法(fa)將(jiang)所(suo)有(you)金(jin)(jin)(jin)融(rong)活動全(quan)部(bu)納入監(jian)(jian)管(guan)(guan)(guan)，全(quan)面(mian)強化(hua)機構監(jian)(jian)管(guan)(guan)(guan)、行(xing)為監(jian)(jian)管(guan)(guan)(guan)、功能(neng)監(jian)(jian)管(guan)(guan)(guan)、穿(chuan)透式監(jian)(jian)管(guan)(guan)(guan)、持(chi)續監(jian)(jian)管(guan)(guan)(guan)，消(xiao)除(chu)監(jian)(jian)管(guan)(guan)(guan)空白和盲區(qu)，嚴(yan)格執(zhi)法(fa)、敢于亮劍，嚴(yan)厲打擊非法(fa)金(jin)(jin)(jin)融(rong)活動。

“國(guo)家金(jin)(jin)融(rong)(rong)監督(du)(du)管(guan)(guan)(guan)理總(zong)局(ju)將(jiang)在中(zhong)央金(jin)(jin)融(rong)(rong)委(wei)員會的(de)統籌領(ling)導下(xia)，協同(tong)(tong)構建全(quan)覆蓋的(de)金(jin)(jin)融(rong)(rong)監管(guan)(guan)(guan)體(ti)制(zhi)(zhi)機(ji)制(zhi)(zhi)，做(zuo)到(dao)同(tong)(tong)責共(gong)擔(dan)、同(tong)(tong)題共(gong)答、同(tong)(tong)向發力，確(que)保(bao)監管(guan)(guan)(guan)無(wu)死角(jiao)、無(wu)盲區、無(wu)例(li)外(wai)。”李云澤在2023年12月初接受采(cai)訪時表示，國(guo)家金(jin)(jin)融(rong)(rong)監督(du)(du)管(guan)(guan)(guan)理總(zong)局(ju)將(jiang)牽頭(tou)建立監管(guan)(guan)(guan)責任(ren)(ren)歸屬認領(ling)機(ji)制(zhi)(zhi)和兜(dou)底監管(guan)(guan)(guan)機(ji)制(zhi)(zhi)，確(que)保(bao)一切金(jin)(jin)融(rong)(rong)活動(dong)特別是(shi)非法金(jin)(jin)融(rong)(rong)活動(dong)有人看、有人管(guan)(guan)(guan)、有人擔(dan)責。推動(dong)明確(que)跨部門跨地區和新業態新產品等金(jin)(jin)融(rong)(rong)活動(dong)的(de)監管(guan)(guan)(guan)責任(ren)(ren)歸屬。確(que)實難以明確(que)責任(ren)(ren)的(de)，由金(jin)(jin)融(rong)(rong)監管(guan)(guan)(guan)總(zong)局(ju)負責兜(dou)底。

在2024年工作會議中，國家金融監督管(guan)理總(zong)局(ju)將機(ji)構(gou)改(gai)革作為任務之一：平穩(wen)有(you)序完成機(ji)構(gou)改(gai)革任務，加快(kuai)推動省市“三(san)定(ding)”落地，穩(wen)步(bu)推進縣(xian)域機(ji)構(gou)改(gai)革，同(tong)步(bu)建機(ji)制、強保障(zhang)、提效能。

目前國(guo)家(jia)金(jin)(jin)(jin)(jin)融(rong)(rong)監(jian)(jian)督(du)管理總(zong)(zong)局(ju)省(sheng)市“三(san)定(ding)”方(fang)(fang)案(an)(an)暫未(wei)落地，各地已(yi)做(zuo)好(hao)了相關準(zhun)備(bei)(bei)。如，3月27日，國(guo)家(jia)金(jin)(jin)(jin)(jin)融(rong)(rong)監(jian)(jian)督(du)管理總(zong)(zong)局(ju)遼寧監(jian)(jian)管局(ju)表示(shi)，推動機構(gou)改革平穩落地，制(zhi)定(ding)實(shi)(shi)施(shi)省(sheng)市兩級機構(gou)“三(san)定(ding)”方(fang)(fang)案(an)(an)，扎實(shi)(shi)開展“十個一(yi)”工(gong)程，穩步(bu)推進縣(xian)域派出機構(gou)接收組建(jian)；2月21日，國(guo)家(jia)金(jin)(jin)(jin)(jin)融(rong)(rong)監(jian)(jian)督(du)管理總(zong)(zong)局(ju)山東監(jian)(jian)管局(ju)表示(shi)，做(zuo)實(shi)(shi)做(zuo)細(xi)“三(san)定(ding)”實(shi)(shi)施(shi)準(zhun)備(bei)(bei)，方(fang)(fang)案(an)(an)批復后(hou)第一(yi)時間調整到位，帶領全體黨(dang)員干部迅速進入工(gong)作(zuo)狀(zhuang)態；2月20日，國(guo)家(jia)金(jin)(jin)(jin)(jin)融(rong)(rong)監(jian)(jian)督(du)管理總(zong)(zong)局(ju)新(xin)疆監(jian)(jian)管局(ju)表示(shi)，切(qie)實(shi)(shi)拉緊責任(ren)鏈條，做(zuo)實(shi)(shi)做(zuo)細(xi)省(sheng)局(ju)分局(ju)“三(san)定(ding)”實(shi)(shi)施(shi)準(zhun)備(bei)(bei)，明確工(gong)作(zuo)交接細(xi)則，確保對內無縫(feng)銜接，對外(wai)無感銜接。

在國(guo)家金(jin)(jin)(jin)融(rong)(rong)監(jian)督管理總局(ju)全(quan)國(guo)所有監(jian)管支(zhi)局(ju)掛牌(pai)前，全(quan)國(guo)31省市地(di)(di)方(fang)金(jin)(jin)(jin)融(rong)(rong)監(jian)督管理局(ju)已完成向地(di)(di)方(fang)金(jin)(jin)(jin)融(rong)(rong)管理局(ju)的(de)(de)轉變(bian)，并加(jia)掛了省委金(jin)(jin)(jin)融(rong)(rong)委辦公(gong)室(shi)、省委金(jin)(jin)(jin)融(rong)(rong)工委的(de)(de)牌(pai)子。未來，在中(zhong)央(yang)(yang)金(jin)(jin)(jin)融(rong)(rong)委（中(zhong)央(yang)(yang)金(jin)(jin)(jin)融(rong)(rong)辦）、中(zhong)央(yang)(yang)金(jin)(jin)(jin)融(rong)(rong)工委領導(dao)下(xia)，各部門、各地(di)(di)區的(de)(de)金(jin)(jin)(jin)融(rong)(rong)監(jian)管如何做(zuo)好協同將(jiang)是(shi)縣域金(jin)(jin)(jin)融(rong)(rong)監(jian)管成效能否提(ti)升的(de)(de)關鍵。