時政要聞

國常會：強化知識產權保護，落實專利法實施細則

11月3日，?國(guo)務院召開國(guo)務院常務會議，審議通過《中華人民(min)共(gong)和國(guo)專利法實(shi)施(shi)細則（修正草案(an)）》。

會議強(qiang)(qiang)調，要(yao)深入貫徹落(luo)實(shi)黨(dang)中(zhong)央關(guan)于強(qiang)(qiang)化知識產(chan)權保(bao)護的(de)(de)決策部署，嚴格落(luo)實(shi)專(zhuan)利(li)法實(shi)施細則，進(jin)一步完善專(zhuan)利(li)申(shen)請和(he)審查制度，提升我(wo)國(guo)專(zhuan)利(li)創(chuang)造、運用(yong)、保(bao)護、管理和(he)服務水(shui)平，加強(qiang)(qiang)與有(you)關(guan)國(guo)際條約的(de)(de)銜接，著力發揮專(zhuan)利(li)法在促進(jin)科技創(chuang)新(xin)和(he)新(xin)產(chan)業(ye)新(xin)賽道發展中(zhong)的(de)(de)重要(yao)作用(yong)。要(yao)開展形式多樣(yang)的(de)(de)知識產(chan)權普(pu)法宣傳活動，大力營造保(bao)障(zhang)和(he)支持(chi)創(chuang)新(xin)的(de)(de)法治環(huan)境(jing)。

 住建部：在27個地區開展工程建設項目全生命周期數字化管理改革試點

近日(ri)住房城鄉(xiang)建(jian)設(she)(she)部(bu)辦公廳(ting)《關(guan)于(yu)開展(zhan)工(gong)程(cheng)(cheng)建(jian)設(she)(she)項(xiang)目(mu)全生(sheng)(sheng)命周期(qi)(qi)數字(zi)化管理(li)改革試點工(gong)作的(de)通(tong)(tong)知》（以(yi)下簡稱“《通(tong)(tong)知》”），決定在天津等27個地(di)區(qu)開展(zhan)工(gong)程(cheng)(cheng)建(jian)設(she)(she)項(xiang)目(mu)全生(sheng)(sheng)命周期(qi)(qi)數字(zi)化管理(li)改革試點工(gong)作，加快建(jian)立工(gong)程(cheng)(cheng)建(jian)設(she)(she)項(xiang)目(mu)全生(sheng)(sheng)命周期(qi)(qi)數據匯聚融合、業務協同的(de)工(gong)作機制(zhi)，打(da)通(tong)(tong)工(gong)程(cheng)(cheng)建(jian)設(she)(she)項(xiang)目(mu)設(she)(she)計、施(shi)工(gong)、驗收(shou)、運維(wei)全生(sheng)(sheng)命周期(qi)(qi)審批監管數據鏈條，推動管理(li)流(liu)程(cheng)(cheng)再(zai)造、制(zhi)度(du)重塑，形成可復制(zhi)推廣的(de)管理(li)模(mo)式、實施(shi)路徑(jing)和政策(ce)標準體系，為全面推進工(gong)程(cheng)(cheng)建(jian)設(she)(she)項(xiang)目(mu)全生(sheng)(sheng)命周期(qi)(qi)數字(zi)化管理(li)、促(cu)進工(gong)程(cheng)(cheng)建(jian)設(she)(she)領域高質量發(fa)展(zhan)發(fa)揮示(shi)范(fan)引領作用。

試(shi)點自2023年11月(yue)開始，為期(qi)1年。重點開展推(tui)(tui)(tui)進(jin)(jin)全(quan)(quan)(quan)(quan)流程(cheng)數(shu)(shu)(shu)字(zi)化報建(jian)(jian)(jian)審批、建(jian)(jian)(jian)立建(jian)(jian)(jian)筑單體(ti)賦(fu)(fu)碼和落(luo)圖機(ji)制(zhi)(zhi)、建(jian)(jian)(jian)立全(quan)(quan)(quan)(quan)生命周期(qi)數(shu)(shu)(shu)據(ju)歸(gui)(gui)集共享(xiang)(xiang)機(ji)制(zhi)(zhi)、完善(shan)層(ceng)級(ji)數(shu)(shu)(shu)據(ju)共享(xiang)(xiang)機(ji)制(zhi)(zhi)、推(tui)(tui)(tui)進(jin)(jin)工(gong)程(cheng)建(jian)(jian)(jian)設項目(mu)圖紙全(quan)(quan)(quan)(quan)過(guo)程(cheng)數(shu)(shu)(shu)字(zi)化管(guan)理、推(tui)(tui)(tui)進(jin)(jin)BIM報建(jian)(jian)(jian)和智(zhi)能輔助審查、推(tui)(tui)(tui)動數(shu)(shu)(shu)字(zi)化管(guan)理模式創新(xin)等(deng)七項工(gong)作。其中(zhong)，推(tui)(tui)(tui)進(jin)(jin)全(quan)(quan)(quan)(quan)流程(cheng)數(shu)(shu)(shu)字(zi)化報建(jian)(jian)(jian)審批、建(jian)(jian)(jian)立建(jian)(jian)(jian)筑單體(ti)賦(fu)(fu)碼和落(luo)圖機(ji)制(zhi)(zhi)、建(jian)(jian)(jian)立全(quan)(quan)(quan)(quan)生命周期(qi)數(shu)(shu)(shu)據(ju)歸(gui)(gui)集共享(xiang)(xiang)機(ji)制(zhi)(zhi)、完善(shan)層(ceng)級(ji)數(shu)(shu)(shu)據(ju)共享(xiang)(xiang)機(ji)制(zhi)(zhi)等(deng)四(si)項工(gong)作為必選任務，進(jin)(jin)工(gong)程(cheng)建(jian)(jian)(jian)設項目(mu)圖紙全(quan)(quan)(quan)(quan)過(guo)程(cheng)數(shu)(shu)(shu)字(zi)化管(guan)理、推(tui)(tui)(tui)進(jin)(jin)BIM報建(jian)(jian)(jian)和智(zhi)能輔助審查、推(tui)(tui)(tui)動數(shu)(shu)(shu)字(zi)化管(guan)理模式創新(xin)等(deng)三(san)項工(gong)作可(ke)結(jie)合地方實際自主選擇，試(shi)點地區(qu)也可(ke)以根據(ju)試(shi)點目(mu)標拓展試(shi)點內(nei)容。

住(zhu)(zhu)(zhu)房和(he)(he)(he)(he)城(cheng)鄉建(jian)設部(bu)(bu)要求，各省(sheng)級住(zhu)(zhu)(zhu)房城(cheng)鄉建(jian)設主管部(bu)(bu)門要組織(zhi)(zhi)試(shi)(shi)點(dian)(dian)(dian)(dian)地區(qu)進(jin)(jin)一步完善工(gong)(gong)(gong)(gong)作(zuo)(zuo)(zuo)(zuo)方(fang)案(an)(an)(an)，明(ming)確(que)試(shi)(shi)點(dian)(dian)(dian)(dian)目(mu)標、試(shi)(shi)點(dian)(dian)(dian)(dian)內容和(he)(he)(he)(he)保障措(cuo)施，細化分解(jie)任務，明(ming)確(que)責(ze)任部(bu)(bu)門和(he)(he)(he)(he)時(shi)間計劃。試(shi)(shi)點(dian)(dian)(dian)(dian)地區(qu)要高度重視，加(jia)強組織(zhi)(zhi)領導，嚴格落實(shi)工(gong)(gong)(gong)(gong)作(zuo)(zuo)(zuo)(zuo)方(fang)案(an)(an)(an)，扎實(shi)推進(jin)(jin)試(shi)(shi)點(dian)(dian)(dian)(dian)工(gong)(gong)(gong)(gong)作(zuo)(zuo)(zuo)(zuo)，確(que)保試(shi)(shi)點(dian)(dian)(dian)(dian)取得實(shi)效。各省(sheng)級住(zhu)(zhu)(zhu)房城(cheng)鄉建(jian)設主管部(bu)(bu)門要加(jia)強對試(shi)(shi)點(dian)(dian)(dian)(dian)地區(qu)的支持(chi)力(li)度，優化完善有關省(sheng)級系統，督促指導工(gong)(gong)(gong)(gong)作(zuo)(zuo)(zuo)(zuo)方(fang)案(an)(an)(an)落實(shi)。住(zhu)(zhu)(zhu)房和(he)(he)(he)(he)城(cheng)鄉建(jian)設部(bu)(bu)將(jiang)(jiang)定期跟蹤調研試(shi)(shi)點(dian)(dian)(dian)(dian)工(gong)(gong)(gong)(gong)作(zuo)(zuo)(zuo)(zuo)開展情(qing)況(kuang)。試(shi)(shi)點(dian)(dian)(dian)(dian)期滿，住(zhu)(zhu)(zhu)房和(he)(he)(he)(he)城(cheng)鄉建(jian)設部(bu)(bu)將(jiang)(jiang)組織(zhi)(zhi)評估驗收(shou)。試(shi)(shi)點(dian)(dian)(dian)(dian)地區(qu)要及時(shi)總(zong)結試(shi)(shi)點(dian)(dian)(dian)(dian)工(gong)(gong)(gong)(gong)作(zuo)(zuo)(zuo)(zuo)經驗、遇到的困難和(he)(he)(he)(he)問題，形成可感知、可量化、可評價的試(shi)(shi)點(dian)(dian)(dian)(dian)成果，每(mei)月底向住(zhu)(zhu)(zhu)房和(he)(he)(he)(he)城(cheng)鄉建(jian)設部(bu)(bu)報送試(shi)(shi)點(dian)(dian)(dian)(dian)工(gong)(gong)(gong)(gong)作(zuo)(zuo)(zuo)(zuo)進(jin)(jin)展情(qing)況(kuang)。住(zhu)(zhu)(zhu)房和(he)(he)(he)(he)城(cheng)鄉建(jian)設部(bu)(bu)將(jiang)(jiang)推動試(shi)(shi)點(dian)(dian)(dian)(dian)地區(qu)之間的交(jiao)流，及時(shi)向全國推廣試(shi)(shi)點(dian)(dian)(dian)(dian)經驗。

地方行動

黑龍江：出臺21項金融支持制造業高質量發展舉措 

日前(qian)(qian)，中國人民銀行黑(hei)(hei)(hei)龍(long)江(jiang)省分行聯(lian)合(he)省發(fa)改委、省工信(xin)廳、省財政(zheng)廳、省地方金(jin)(jin)融(rong)(rong)(rong)監(jian)管(guan)局、國家金(jin)(jin)融(rong)(rong)(rong)監(jian)督管(guan)理(li)總局黑(hei)(hei)(hei)龍(long)江(jiang)監(jian)管(guan)局、黑(hei)(hei)(hei)龍(long)江(jiang)證監(jian)局等七部門聯(lian)合(he)印發(fa)《黑(hei)(hei)(hei)龍(long)江(jiang)省金(jin)(jin)融(rong)(rong)(rong)支持制造(zao)業(ye)高(gao)質(zhi)量(liang)發(fa)展若(ruo)干措施(shi)》（以下簡稱《措施(shi)》），全面聚(ju)焦當前(qian)(qian)龍(long)江(jiang)制造(zao)業(ye)發(fa)展趨勢，瞄準金(jin)(jin)融(rong)(rong)(rong)服(fu)務(wu)制造(zao)業(ye)的(de)重點(dian)難點(dian)，從五個方面提出(chu)21條具體措施(shi)，加大金(jin)(jin)融(rong)(rong)(rong)支持龍(long)江(jiang)制造(zao)業(ye)高(gao)質(zhi)量(liang)發(fa)展工作力度，全面提升金(jin)(jin)融(rong)(rong)(rong)服(fu)務(wu)制造(zao)業(ye)企業(ye)工作質(zhi)效。

在強化資(zi)金(jin)保(bao)障(zhang)、擴大信(xin)(xin)貸投放方面，《措施》要求，各金(jin)融(rong)機(ji)構要積極主(zhu)動向(xiang)(xiang)上爭取信(xin)(xin)貸規模、產品(pin)、政(zheng)策支持(chi)，引導(dao)信(xin)(xin)貸資(zi)源不(bu)斷向(xiang)(xiang)制造(zao)(zao)業(ye)(ye)(ye)(ye)(ye)傾斜，更好(hao)滿(man)足制造(zao)(zao)業(ye)(ye)(ye)(ye)(ye)企(qi)業(ye)(ye)(ye)(ye)(ye)合(he)理融(rong)資(zi)需求。重點(dian)圍繞“4567”現代產業(ye)(ye)(ye)(ye)(ye)體系，強化對我(wo)省制造(zao)(zao)業(ye)(ye)(ye)(ye)(ye)的(de)中長期(qi)貸款(kuan)、信(xin)(xin)用(yong)貸款(kuan)支持(chi)。加強對我(wo)省先進制造(zao)(zao)業(ye)(ye)(ye)(ye)(ye)集群(qun)、國家級高(gao)新(xin)技(ji)術(shu)產業(ye)(ye)(ye)(ye)(ye)開發區(qu)以及重點(dian)產業(ye)(ye)(ye)(ye)(ye)園區(qu)等重點(dian)領(ling)域和薄弱環節的(de)信(xin)(xin)貸投放。強化貨幣政(zheng)策工(gong)具(ju)精準滴灌作(zuo)用(yong)，在資(zi)金(jin)保(bao)障(zhang)、利(li)率(lv)優惠上給予工(gong)具(ju)支持(chi)，降低(di)制造(zao)(zao)業(ye)(ye)(ye)(ye)(ye)企(qi)業(ye)(ye)(ye)(ye)(ye)綜合(he)融(rong)資(zi)成(cheng)本。

在豐富信(xin)貸(dai)產品、滿足(zu)個性化需求方(fang)面，《措施(shi)》指出，銀行機構要創新制造(zao)業(ye)(ye)信(xin)貸(dai)產品和融資模式(shi)。為(wei)制造(zao)業(ye)(ye)企(qi)業(ye)(ye)靈活(huo)提(ti)供(gong)多(duo)種融資方(fang)式(shi)，為(wei)不(bu)同(tong)企(qi)業(ye)(ye)量身定制金融方(fang)案。加強與地方(fang)政府行業(ye)(ye)主管部門數據共(gong)享，支持(chi)制造(zao)業(ye)(ye)企(qi)業(ye)(ye)獲(huo)得(de)更高(gao)效率、更多(duo)獲(huo)得(de)免(mian)抵押免(mian)擔保純信(xin)用(yong)貸(dai)款支持(chi)。依托供(gong)應鏈(lian)核心企(qi)業(ye)(ye)，銀企(qi)共(gong)同(tong)探索整(zheng)合上下游物流(liu)、信(xin)息(xi)流(liu)、資金流(liu)等各類(lei)信(xin)息(xi)，為(wei)制造(zao)業(ye)(ye)中小企(qi)業(ye)(ye)提(ti)供(gong)基于供(gong)應鏈(lian)的金融支持(chi)。

在優化(hua)金融服務，加強考(kao)核激(ji)勵方面，《措施》提(ti)出，要優化(hua)制(zhi)造(zao)(zao)業(ye)(ye)(ye)(ye)(ye)企(qi)業(ye)(ye)(ye)(ye)(ye)貸(dai)(dai)款授(shou)信審(shen)批(pi)流(liu)程。支持銀行機構(gou)為制(zhi)造(zao)(zao)業(ye)(ye)(ye)(ye)(ye)企(qi)業(ye)(ye)(ye)(ye)(ye)開通綠(lv)色審(shen)批(pi)通道，優先(xian)辦理制(zhi)造(zao)(zao)業(ye)(ye)(ye)(ye)(ye)企(qi)業(ye)(ye)(ye)(ye)(ye)貸(dai)(dai)款審(shen)批(pi)，提(ti)高(gao)(gao)放貸(dai)(dai)效率(lv)。針(zhen)對制(zhi)造(zao)(zao)業(ye)(ye)(ye)(ye)(ye)中長期貸(dai)(dai)款客(ke)戶，在項目評(ping)審(shen)、審(shen)查審(shen)批(pi)等(deng)環節采(cai)取平行作業(ye)(ye)(ye)(ye)(ye)方式，盡最大可能縮短授(shou)信審(shen)批(pi)流(liu)程。在風險(xian)可控(kong)的前提(ti)下適度放寬授(shou)信準(zhun)入標準(zhun)或提(ti)高(gao)(gao)廠房、機器設備等(deng)抵(di)押率(lv)。引(yin)導銀行機構(gou)進(jin)一(yi)步強化(hua)對基層分(fen)支行制(zhi)造(zao)(zao)業(ye)(ye)(ye)(ye)(ye)企(qi)業(ye)(ye)(ye)(ye)(ye)金融支持的績(ji)效考(kao)核，提(ti)升制(zhi)造(zao)(zao)業(ye)(ye)(ye)(ye)(ye)貸(dai)(dai)款考(kao)核總分(fen)在業(ye)(ye)(ye)(ye)(ye)績(ji)考(kao)核體系中的比重。

在形成(cheng)部門合力(li)，組(zu)織常態對(dui)接方(fang)面，《措(cuo)施》要(yao)求(qiu)，要(yao)完善(shan)白名(ming)單企(qi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)服務機(ji)制(zhi)(zhi)，收集整理全(quan)省范圍內重點產(chan)(chan)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)項(xiang)目(mu)、制(zhi)(zhi)造(zao)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)中長(chang)期(qi)項(xiang)目(mu)、規上(shang)制(zhi)(zhi)造(zao)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)企(qi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)、“專精特新(xin)”中小企(qi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)、制(zhi)(zhi)造(zao)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)單項(xiang)冠軍企(qi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)等融(rong)資(zi)需(xu)(xu)求(qiu)，匯總形成(cheng)全(quan)省制(zhi)(zhi)造(zao)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)重點企(qi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)（項(xiang)目(mu)）融(rong)資(zi)需(xu)(xu)求(qiu)白名(ming)單，省市縣三級聯動(dong)“一(yi)(yi)項(xiang)一(yi)(yi)策”“一(yi)(yi)企(qi)一(yi)(yi)策”開展全(quan)面對(dui)接，全(quan)力(li)滿(man)足名(ming)單內主體融(rong)資(zi)需(xu)(xu)求(qiu)。每季度圍繞一(yi)(yi)個重點領(ling)域在一(yi)(yi)個地市組(zu)織一(yi)(yi)次銀企(qi)對(dui)接活動(dong)。強化對(dui)先進(jin)制(zhi)(zhi)造(zao)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)集群(qun)、國家級高新(xin)技術產(chan)(chan)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)開發區以及重點產(chan)(chan)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)園區的融(rong)資(zi)需(xu)(xu)求(qiu)摸排對(dui)接，提供綜合金融(rong)服務。

在健全配套(tao)體系，強(qiang)化增信支(zhi)持方面，《措施》指出(chu)，要加大制(zhi)造業小微企業融(rong)(rong)資(zi)(zi)(zi)擔(dan)保(bao)(bao)服務力(li)度(du)。進一步深(shen)化“銀(yin)擔(dan)合(he)作(zuo)”，將國家融(rong)(rong)資(zi)(zi)(zi)擔(dan)保(bao)(bao)基金合(he)作(zuo)“總(zong)對(dui)總(zong)”批量擔(dan)保(bao)(bao)業務模式應用于制(zhi)造業領域，提高制(zhi)造業小微企業獲貸能力(li)。鼓勵符合(he)條件的制(zhi)造業企業在銀(yin)行(xing)(xing)間(jian)市場發行(xing)(xing)短期融(rong)(rong)資(zi)(zi)(zi)券、中期票據、科技創(chuang)新票據、資(zi)(zi)(zi)產支(zhi)持票據等進行(xing)(xing)直接融(rong)(rong)資(zi)(zi)(zi)。

 湖南：出臺支持民營經濟發展30條措施 全面推廣涉企執法檢查掃碼留痕管理

近日，湖南省印發《關(guan)于支持民(min)(min)營(ying)經(jing)(jing)(jing)濟發展(zhan)壯大的(de)若干(gan)政(zheng)策措施(shi)》（以(yi)下(xia)簡稱《措施(shi)》），提出30條舉措，提振(zhen)民(min)(min)營(ying)經(jing)(jing)(jing)濟的(de)發展(zhan)信心(xin)，充分(fen)激發民(min)(min)營(ying)經(jing)(jing)(jing)濟生(sheng)機活(huo)力。

《措施(shi)》提出，要優(you)化發展環境，全(quan)面落實市場(chang)準入負(fu)面清(qing)單制(zhi)(zhi)度(du)和公平競爭審(shen)查(cha)制(zhi)(zhi)度(du)；全(quan)面推(tui)廣(guang)涉(she)(she)企(qi)(qi)(qi)執(zhi)法檢(jian)查(cha)掃碼留(liu)痕管理(li)，全(quan)面推(tui)廣(guang)“雙(shuang)隨機、一(yi)公開”監管模式，合(he)(he)理(li)確(que)定抽(chou)查(cha)比(bi)例和檢(jian)查(cha)頻次，減(jian)少多頭(tou)、重復(fu)執(zhi)法，全(quan)面推(tui)廣(guang)涉(she)(she)企(qi)(qi)(qi)柔性執(zhi)法；全(quan)面推(tui)行“湘(xiang)(xiang)易辦(ban)(ban)”超級移動(dong)端惠企(qi)(qi)(qi)便民服(fu)(fu)務(wu)，讓企(qi)(qi)(qi)業(ye)(ye)“一(yi)鍵登錄、一(yi)網通辦(ban)(ban)、一(yi)次辦(ban)(ban)好(hao)(hao)”，全(quan)面推(tui)進(jin)涉(she)(she)企(qi)(qi)(qi)審(shen)批服(fu)(fu)務(wu)“一(yi)照(zhao)通”改革，不(bu)斷優(you)化完善“涉(she)(she)企(qi)(qi)(qi)一(yi)件事(shi)”，為民營(ying)企(qi)(qi)(qi)業(ye)(ye)提供(gong)全(quan)生命周期集成化辦(ban)(ban)理(li)服(fu)(fu)務(wu)；完善民營(ying)企(qi)(qi)(qi)業(ye)(ye)信用(yong)修復(fu)制(zhi)(zhi)度(du)，建(jian)(jian)立(li)失信企(qi)(qi)(qi)業(ye)(ye)信用(yong)修復(fu)提醒機制(zhi)(zhi)，引(yin)導符合(he)(he)條件的市場(chang)主體及(ji)時(shi)開展信用(yong)修復(fu)；支(zhi)持(chi)走(zou)出去引(yin)進(jin)來，實施(shi)“湘(xiang)(xiang)商(shang)回歸”工程，持(chi)續(xu)辦(ban)(ban)好(hao)(hao)全(quan)球(qiu)湘(xiang)(xiang)商(shang)大會，建(jian)(jian)設(she)全(quan)球(qiu)湘(xiang)(xiang)商(shang)聯(lian)盟，全(quan)力支(zhi)持(chi)湘(xiang)(xiang)商(shang)站前臺、唱主角、挑大梁。建(jian)(jian)好(hao)(hao)湘(xiang)(xiang)商(shang)數(shu)據庫，建(jian)(jian)立(li)跟(gen)蹤服(fu)(fu)務(wu)長效機制(zhi)(zhi)，做實做好(hao)(hao)“情暖湘(xiang)(xiang)商(shang)”系列行動(dong)。

《措(cuo)施》提出，要加強法治保障，包括規(gui)范涉(she)產權(quan)強制性措(cuo)施，加大(da)知識產權(quan)司法保護力度(du)，開展清理拖欠賬款專(zhuan)項行動，依法保護民營企(qi)業家權(quan)益，暢通(tong)涉(she)民企(qi)案件“綠色通(tong)道”，完(wan)善市場化重(zhong)整(zheng)機(ji)制，建立民營企(qi)業防范和治理腐敗機(ji)制。

《措施(shi)(shi)》提出，要強(qiang)化要素支(zhi)撐，加大金融(rong)支(zhi)持(chi)(chi)，大力(li)(li)實施(shi)(shi)“湘信(xin)貸(dai)(dai)”融(rong)資惠企行動，加快湖南省企業(ye)(ye)融(rong)資綜(zong)合信(xin)用(yong)服務(wu)平(ping)臺(tai)(tai)與(yu)(yu)銀行業(ye)(ye)務(wu)系統(tong)直連，實現預授信(xin)聯合建(jian)模、信(xin)用(yong)貸(dai)(dai)款全流(liu)程線(xian)上辦(ban)理；支(zhi)持(chi)(chi)科(ke)技(ji)創(chuang)新。支(zhi)持(chi)(chi)民營企業(ye)(ye)參與(yu)(yu)科(ke)技(ji)計劃項(xiang)目(mu)指南編(bian)制和重大科(ke)技(ji)項(xiang)目(mu)設計；加強(qiang)人(ren)力(li)(li)資源保障(zhang)，優化用(yong)地供給，支(zhi)持(chi)(chi)數字化轉(zhuan)型和平(ping)臺(tai)(tai)經濟發展，推動綠色低碳轉(zhuan)型，降低企業(ye)(ye)運營成本(ben)。

《措施》提(ti)出，要(yao)促進(jin)民間投(tou)(tou)資，強化(hua)項(xiang)(xiang)(xiang)目(mu)供需(xu)對(dui)接(jie)，圍繞(rao)基(ji)礎設施、重(zhong)點產(chan)業領(ling)域，提(ti)出重(zhong)大工程和補短板項(xiang)(xiang)(xiang)目(mu)、重(zhong)點產(chan)業鏈供應鏈項(xiang)(xiang)(xiang)目(mu)、完全使用者付費(fei)的特許(xu)經營項(xiang)(xiang)(xiang)目(mu)三類項(xiang)(xiang)(xiang)目(mu)清單(dan)，通過(guo)投(tou)(tou)資項(xiang)(xiang)(xiang)目(mu)在線審批(pi)監管平(ping)臺向(xiang)社(she)會(hui)公(gong)開，吸引(yin)民間資本參與建設；創(chuang)新民間投(tou)(tou)資方式，優(you)化(hua)投(tou)(tou)資審批(pi)落(luo)地流程，解決(jue)民間投(tou)(tou)資實際問題。

此外，《措(cuo)施》強調，要營造良(liang)好氛(fen)圍，包括大力弘揚(yang)優秀企(qi)業家精神，發(fa)揮優秀企(qi)業家示范帶動作用；健全定(ding)期溝(gou)通(tong)協(xie)商機(ji)制，構建親清統一的新型(xing)政商關系(xi)。

 典型案例

廈門：打造“信易貸”廈門樣板 創新“科技+信用+金融”服務模式助推中小微企業發展

近日，國務院印發(fa)的(de)(de)《關于推進普惠(hui)(hui)金融(rong)高質(zhi)量發(fa)展(zhan)的(de)(de)實施意見》中指出，要(yao)優化普惠(hui)(hui)金融(rong)發(fa)展(zhan)環境，健全普惠(hui)(hui)金融(rong)重(zhong)點(dian)領域信(xin)用信(xin)息共享(xiang)機制(zhi)，其中一項舉措，是推廣“信(xin)易貸”模(mo)式。

廈(sha)門(men)市(shi)“信(xin)易貸”平臺(tai)(tai)備受中小微企(qi)(qi)業(ye)特別(bie)是民(min)營(ying)企(qi)(qi)業(ye)青睞，匯聚了(le)超(chao)6萬家企(qi)(qi)業(ye)，通過它，企(qi)(qi)業(ye)能憑借好(hao)信(xin)用“貸”來“真金白銀”。廈(sha)門(men)市(shi)“信(xin)易貸”獲評國(guo)(guo)家發(fa)展改革委“全國(guo)(guo)中小企(qi)(qi)業(ye)融資綜合信(xin)用服(fu)務示(shi)范平臺(tai)(tai)”、全國(guo)(guo)觀(guan)摩評比第二名。

近年來，廈門(men)市(shi)發改委將社會信用體系(xi)建設作為提升(sheng)城市(shi)核心競爭力(li)、促進經濟社會高(gao)質(zhi)量發展的(de)一(yi)項重要基(ji)礎(chu)制度加強研究、加力(li)推(tui)進。如(ru)今(jin)，良好的(de)信用環(huan)境已為廈門(men)民(min)營經濟發展壯大提供了豐厚土壤(rang)， 為廈門(men)打造市(shi)場化(hua)(hua)、法(fa)治化(hua)(hua)、國際化(hua)(hua)的(de)一(yi)流營商(shang)環(huan)境，加快構建“4+4+6”現代(dai)化(hua)(hua)產業體系(xi)，打造新發展格局(ju)節點(dian)城市(shi)打下(xia)堅實基(ji)礎(chu)。主要做法(fa)如(ru)下(xia)：

一(yi)是創新服務模式，讓中小(xiao)微企業“貸得(de)到、貸得(de)省、貸得(de)快”。聚焦中小(xiao)微企業融(rong)(rong)資(zi)(zi)難融(rong)(rong)資(zi)(zi)貴(gui)難題，廈門創新“科技+信(xin)用+金(jin)融(rong)(rong)”服務模式，打通金(jin)融(rong)(rong)活水流向實體經(jing)濟“最后一(yi)公里(li)”。最新數(shu)據顯示(shi)，截至2023年9月末，廈門市“信(xin)易貸”平臺注冊企業6.15萬家，入駐金(jin)融(rong)(rong)機構(gou)42家，累(lei)計(ji)撮合(he)融(rong)(rong)資(zi)(zi)1106億(yi)元，成為中小(xiao)微企業發(fa)展的“助推(tui)器”，進一(yi)步激發(fa)民營(ying)經(jing)濟發(fa)展活力，提振民營(ying)經(jing)濟發(fa)展信(xin)心，助力科技創新引領(ling)動能轉換。

二是構建信(xin)(xin)(xin)(xin)用(yong)(yong)數(shu)(shu)(shu)據(ju)(ju)(ju)支撐，讓銀(yin)行“敢貸、能貸、愿(yuan)貸”。廈門開展市(shi)區兩級(ji)信(xin)(xin)(xin)(xin)用(yong)(yong)平(ping)臺網站(zhan)一(yi)體化建設(she)，推動(dong)公(gong)(gong)共(gong)(gong)(gong)信(xin)(xin)(xin)(xin)用(yong)(yong)數(shu)(shu)(shu)據(ju)(ju)(ju)“應(ying)歸(gui)盡歸(gui)”。市(shi)公(gong)(gong)共(gong)(gong)(gong)信(xin)(xin)(xin)(xin)用(yong)(yong)信(xin)(xin)(xin)(xin)息平(ping)臺和62個系統對接，已匯集69個部門17.02億條(tiao)數(shu)(shu)(shu)據(ju)(ju)(ju)，百分百覆蓋法人(ren)和自然(ran)人(ren)。建設(she)上線(xian)的(de)“信(xin)(xin)(xin)(xin)用(yong)(yong)信(xin)(xin)(xin)(xin)息在(zai)(zai)金(jin)融(rong)領域(yu)創新應(ying)用(yong)(yong)共(gong)(gong)(gong)享(xiang)(xiang)專題庫”，部署(shu)數(shu)(shu)(shu)據(ju)(ju)(ju)共(gong)(gong)(gong)享(xiang)(xiang)交(jiao)換通(tong)道，在(zai)(zai)廈門全(quan)(quan)市(shi)范(fan)圍(wei)內形成(cheng)覆蓋全(quan)(quan)市(shi)18個單(dan)(dan)位、61個數(shu)(shu)(shu)據(ju)(ju)(ju)項、524個字段的(de)金(jin)融(rong)領域(yu)信(xin)(xin)(xin)(xin)用(yong)(yong)數(shu)(shu)(shu)據(ju)(ju)(ju)共(gong)(gong)(gong)享(xiang)(xiang)應(ying)用(yong)(yong)清單(dan)(dan)，推動(dong)信(xin)(xin)(xin)(xin)用(yong)(yong)數(shu)(shu)(shu)據(ju)(ju)(ju)在(zai)(zai)金(jin)融(rong)領域(yu)賦能。與此同時， 廈門在(zai)(zai)全(quan)(quan)國首開先(xian)河(he)，率先(xian)在(zai)(zai)“信(xin)(xin)(xin)(xin)易貸”應(ying)用(yong)(yong)領域(yu)開展隱私計算試點，連(lian)通(tong)包含政務數(shu)(shu)(shu)據(ju)(ju)(ju)源在(zai)(zai)內的(de)數(shu)(shu)(shu)據(ju)(ju)(ju)源單(dan)(dan)位和銀(yin)行，安全(quan)(quan)融(rong)合公(gong)(gong)共(gong)(gong)(gong)數(shu)(shu)(shu)據(ju)(ju)(ju)和市(shi)場數(shu)(shu)(shu)據(ju)(ju)(ju)，實現(xian)政府端(duan)“原始數(shu)(shu)(shu)據(ju)(ju)(ju)不出域(yu)、數(shu)(shu)(shu)據(ju)(ju)(ju)可用(yong)(yong)不可見”，銀(yin)行端(duan)“標簽數(shu)(shu)(shu)據(ju)(ju)(ju)和模型不出域(yu)，數(shu)(shu)(shu)據(ju)(ju)(ju)高效融(rong)合計算”，讓銀(yin)行“敢貸、能貸、愿(yuan)貸”，從而推動(dong)信(xin)(xin)(xin)(xin)貸精準(zhun)投放。

三是創新(xin)特(te)色(se)場景(jing)應(ying)用(yong)，讓信用(yong)“用(yong)好、用(yong)實、用(yong)活(huo)”。信用(yong)貸(dai)(dai)(dai)(dai)(dai)款和首(shou)(shou)(shou)(shou)(shou)(shou)貸(dai)(dai)(dai)(dai)(dai)續(xu)貸(dai)(dai)(dai)(dai)(dai)推廣(guang)是幫(bang)助(zhu)中小(xiao)(xiao)微(wei)企(qi)業紓困解難的有效途徑。廈門建(jian)設福建(jian)省(sheng)首(shou)(shou)(shou)(shou)(shou)(shou)個中小(xiao)(xiao)微(wei)企(qi)業首(shou)(shou)(shou)(shou)(shou)(shou)貸(dai)(dai)(dai)(dai)(dai)續(xu)貸(dai)(dai)(dai)(dai)(dai)中心，并依托廈門市(shi)(shi)“信易(yi)貸(dai)(dai)(dai)(dai)(dai)”平(ping)臺開通線(xian)上(shang)服(fu)務(wu)(wu)(wu)(wu)專(zhuan)區，實現“線(xian)上(shang)線(xian)下”服(fu)務(wu)(wu)(wu)(wu)一(yi)體化。同時，廈門設立10億元(yuan)(yuan)首(shou)(shou)(shou)(shou)(shou)(shou)貸(dai)(dai)(dai)(dai)(dai)續(xu)貸(dai)(dai)(dai)(dai)(dai)專(zhuan)項增信子基金，對(dui)(dui)符合(he)條(tiao)件的小(xiao)(xiao)微(wei)企(qi)業首(shou)(shou)(shou)(shou)(shou)(shou)貸(dai)(dai)(dai)(dai)(dai)予(yu)以1%貼息(xi)，最高(gao)不超過(guo)10萬元(yuan)(yuan)，幫(bang)助(zhu)首(shou)(shou)(shou)(shou)(shou)(shou)貸(dai)(dai)(dai)(dai)(dai)企(qi)業實現“貸(dai)(dai)(dai)(dai)(dai)得到+貸(dai)(dai)(dai)(dai)(dai)得省(sheng)”的雙重目(mu)標(biao)。截(jie)至2023年(nian)9月末，廈門市(shi)(shi)首(shou)(shou)(shou)(shou)(shou)(shou)貸(dai)(dai)(dai)(dai)(dai)續(xu)貸(dai)(dai)(dai)(dai)(dai)服(fu)務(wu)(wu)(wu)(wu)中心成功授(shou)信185筆、4.06億元(yuan)(yuan)，獲得首(shou)(shou)(shou)(shou)(shou)(shou)貸(dai)(dai)(dai)(dai)(dai)貼息(xi)53筆，對(dui)(dui)應(ying)融(rong)資金額(e)1.79億元(yuan)(yuan)。廈門市(shi)(shi)首(shou)(shou)(shou)(shou)(shou)(shou)貸(dai)(dai)(dai)(dai)(dai)續(xu)貸(dai)(dai)(dai)(dai)(dai)服(fu)務(wu)(wu)(wu)(wu)中心經驗(yan)入選(xuan)“工(gong)信部國家(jia)(jia)產融(rong)合(he)作試點(dian)城市(shi)(shi)典型(xing)案例(li)（2023）”，并在2023年(nian)2月國家(jia)(jia)發(fa)改委中小(xiao)(xiao)微(wei)企(qi)業融(rong)資監測現場會上(shang)向全(quan)國宣介推廣(guang)。與此同時，廈門創新(xin)特(te)色(se)場景(jing)應(ying)用(yong)，包括(kuo)工(gong)程(cheng)(cheng)領(ling)域“工(gong)程(cheng)(cheng)信易(yi)貸(dai)(dai)(dai)(dai)(dai)”、政府采購領(ling)域“政采信易(yi)貸(dai)(dai)(dai)(dai)(dai)”、全(quan)國首(shou)(shou)(shou)(shou)(shou)(shou)創“港航信易(yi)貸(dai)(dai)(dai)(dai)(dai)”、開設“對(dui)(dui)臺金融(rong)服(fu)務(wu)(wu)(wu)(wu)專(zhuan)區”等。